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Regulator signal, distilled.
Read what they're watching.

OCC news releases and bulletins (plus FFIEC press where applicable), tagged by domain so you can see at a glance what regulators are saying about capital, lending, BSA/AML, cyber, third-party risk, and consumer compliance.

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Lending & Credit10 ITEMS

JUL 13 · 2026GANewSource ↗

Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States

The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Association (collectively, the agencies) today issued guidance to remind supervised financial institutions of existing supervisory expectations with respect to

Lending & Credit
Why it mattersYou now know the specific regulatory expectations for underwriting decisions on loans to undocumented workers, enabling you to brief your risk and compliance teams on exposure management and potential enforcement vulnerabilities.
JUL 10 · 2026GANewSource ↗

OCC Appoints Receiver for Kentland Federal Savings and Loan Association, Kentland, Indiana

The Office of the Comptroller of the Currency (OCC) today appointed the Federal Deposit Insurance Corporation (FDIC) as receiver for Kentland Federal Savings and Loan Association, located in Kentland, Indiana.

Lending & Credit
Why it mattersYou can now add a specific failed-bank receivership to your enforcement/risk briefing materials and track whether similar institution vulnerabilities exist in your own portfolio.
JUL 01 · 2026GANewSource ↗

OCC Releases CRA Performance Evaluations for 20 National Banks and Federal Savings Associations

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of June 1, 2026, through June 30, 2026.

Lending & Credit
Why it mattersYou can now benchmark your institution's CRA lending patterns and outcomes directly against the 20 peer banks whose detailed performance evaluations are publicly available this quarter.
JUN 30 · 2026GANewSource ↗

OCC Reports Mortgage Performance for First Quarter of 2026

The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the first quarter of 2026.

Lending & Credit
Why it mattersYou can now identify whether your bank's mortgage portfolio performance is tracking better or worse than peer institutions during Q1 2026, informing whether to tighten underwriting or adjust risk appetite.
JUN 30 · 2026GANewSource ↗

Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies

Federal bank regulatory agencies today released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment Act (CRA) credit.

Lending & Credit
Why it mattersYou can now identify which nonmetropolitan middle-income counties qualify for CRA credit under the agencies' updated criteria, allowing you to adjust lending strategy and compliance targets for 2026.
JUN 01 · 2026GANewSource ↗

OCC Releases CRA Performance Evaluations for 18 National Banks and Federal Savings Associations

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of May 1, 2026, through May 31, 2026.

Lending & Credit
Why it mattersYou can now benchmark your bank's CRA lending performance against 18 peer institutions' recent public evaluations to identify compliance gaps before your own exam.
MAY 28 · 2026GANewSource ↗

OCC Issues Third Quarter 2026 CRA Evaluation Schedule

OCC Issues Third Quarter 2026 CRA Evaluation Schedule WASHINGTON-The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the third quarter of 2026. While the OCC has previously released its

Lending & Credit
Why it mattersYou can now identify which of your bank's branches and affiliates will face CRA examination in Q3 2026 and begin preparing documentation packages accordingly.
MAY 15 · 2026GANewSource ↗

OCC Issues Two Final Rules on Preemption of State Interest-on-Escrow Laws

The Office of the Comptroller of the Currency (OCC) today issued two final rules on national banks' and federal savings associations' real estate lending powers related to the payment of interest on funds held in escrow accounts.

Lending & Credit
Why it mattersYou can now advise your bank that OCC rules preempt state interest-on-escrow requirements for your real estate lending, eliminating compliance with conflicting state mandates in that specific area.
MAY 04 · 2026GANewSource ↗

OCC Releases CRA Performance Evaluations for 21 National Banks and Federal Savings Associations

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of April 1, 2026, through April 30, 2026.

Lending & Credit
Why it mattersYou can now review peer CRA ratings and examination findings from the specific month to benchmark your bank's compliance posture and identify regulatory expectations before your own evaluation cycle.
MAY 01 · 2026GANewSource ↗

Agencies Issue Host State Loan-to-Deposit Ratios

Federal bank regulatory agencies today jointly issued updated host state loan-to-deposit ratios, as required by law. Each ratio compares the total loans in a state to total deposits in the state for all banks that are legally operating in that state. These ratios replace those is

Lending & Credit
Why it mattersYou can now compare your bank's loan-to-deposit ratio against the official host state benchmark to assess competitive positioning and identify deposit gaps by geography.

Enforcement Actions03 ITEMS

JUL 16 · 2026GANewSource ↗

OCC Announces Enforcement Actions for July 2026

The Office of the Comptroller of the Currency (OCC) today released enforcement actions for July 2026.

Enforcement Actions
Why it mattersYou can now review specific enforcement patterns and bank names cited by the OCC this month to assess whether similar risk categories exist in your institution's operations.
JUN 18 · 2026GANewSource ↗

OCC Announces Enforcement Actions for June 2026

The Office of the Comptroller of the Currency (OCC) today released enforcement actions for June 2026.

Enforcement Actions
Why it mattersYou can now cross-reference your bank's risk profile against specific OCC enforcement patterns and penalties from the most recent quarter to identify which regulatory gaps pose the highest exposure.