OP_A1·Breakeven + Forecasting
Lattice
Model revenue curves, fixed and variable cost, and CAC payback. Flip between BASE, BULL, BEAR. Find the month you cross the line - and what it takes to move it left.
OP_A2·Text-to-SQL for banks
Dialect
Ask a question in plain English. Get calibrated SQL against your warehouse - no prompt engineering. Fine-tuned on bank schemas, validated by the planner before anyone sees a row.
OP_A3·PDF Financial Analysis
Aperture
Upload a 10-K, 10-Q, or S-1. Get a line-item model with OHLC-quality charts, in seconds. Confidence-scored, audit-logged, and tied back to the source page.
OP_A4·OCR · Credit Spreading
Parallax
Drop a scanned borrower package - tax returns, K-1s, bank statements. Get a clean, committee-ready credit spread with covenants, DSCR, and a sensitivity table. OCR that reads handwriting and stamps.
lattice.ace / runway_proforma.xlsx
SCENARIO
Breakeven · Opt 2 of 4 — Month 19
BASEBULLBEAR
dialect.ace / warehouse · snowflake-prod
"Which clients had the largest revenue drop in Q4 vs. Q3, excluding their seasonal categories?""Which clients had the largest revenue drop in Q4 vs. Q3, excluding their seasonal categories?"
generated · 340ms · validated
SELECT c.client_id, c.name, SUM(q4.revenue) - SUM(q3.revenue) AS delta FROM clients c JOIN quarterly_revenue q4 ON q4.client_id = c.id AND q4.period = '2025-Q4' JOIN quarterly_revenue q3 ON q3.client_id = c.id AND q3.period = '2025-Q3' WHERE q4.category NOT IN ('seasonal', 'holiday') GROUP BY c.client_id, c.name HAVING delta < 0 ORDER BY delta ASC LIMIT 14;
ROWS RETURNED · 14
TOTAL DELTA · $4.82M ARR
EXEC · p50 340ms
aperture.ace / lvmh_q4_24.pdf
EXTRACTED · 147 LINE ITEMS
Revenue€84.7b
Operating income€21.0b
Gross profit€58.3b
R&D€5.2b
CapEx€4.8b
Cash & equiv.€12.1b
Net debt / EBITDA0.8×
FCF margin22.4%
Effective tax24.1%
Inventory days142
REVENUE · 16Q
QuarterlyAnnualLTM
YoY
+11.2%
↑ vs. +9.1%
GROSS MARGIN
68.9%
↑ +60bps
CONFIDENCE
99.4%
p50 340ms
parallax.ace / borrower_pkg_scan_38pg.pdf
OCR · 38 PAGES · 12 FORMS
● READY · COMMITTEE
1041
p.1
K-1
p.4
BANK
p.11
RENT
p.22
APPR
p.28
TAX
p.36
DSCR
1.42×
target 1.25×
LTV
68%
cov. 75%
DEBT/EBITDA
3.1×
cov. 4.0×
FCC
1.88×
healthy