OP_MKTLmarketlens.aceanalytics.dev

Every market a bank is in,
read from the record.

Market Lens takes any US bank and returns its footprint - every county it holds deposits in, ranked and labeled by size, growth, and franchise stage. Built from FDIC Summary of Deposits, Census, BEA, and BLS. The AI executive brief is citation-guarded: every claim links to a computed number, and any figure the model invents is dropped before it ships.

925
metros ranked for growth
81
markets · Pinnacle pro-forma
0
uncited AI claims
marketlens.ace / Pinnacle Financial Partners · 81 markets
DEPOSIT SHARE · COUNTY · FDIC SOD $96B PRO-FORMA
LOWHIGH▨ NO SOD FILING
Nashville, TN
MAJOR · HIGH GROWTH
$21.6bn
CITED
Atlanta, GA
MAJOR · MED GROWTH
$15.3bn
CITED
Columbus, GA-AL
SECONDARY · LOW GROWTH
$5.7bn
CITED
Birmingham, AL
MAJOR · MED GROWTH
$4.1bn
CITED
Knoxville, TN
SECONDARY · HIGH GROWTH
$3.4bn
CITED
Brief · Entrenched Leader in Nashville at $21.6bn (22.5% of the book); Atlanta is the second book at $15.3bn.
01

County choropleth

Deposit share mapped county by county, with perceptually even ramps, hatching where no SOD filing exists, and a legend that survives a black-and-white board print.

02

Ranked market tables

Every market ordered by deposits, with sparklines for the trend and sticky totals that stay on screen. CSV export carries the same numbers and the same footnotes - no quiet rounding.

03

Top-5 competitors per market

For each market, the five institutions holding share against you - drawn from the same filings, so the comparison is apples to apples.

04

Citation-guarded brief

An AI executive brief where every claim links back to a computed number. A guardrail drops any figure the model invented; interpretation is AI, arithmetic is code.

OP_MKTL_02·Three labels per market

Size, growth,
and where you actually stand.

A bank's footprint is not a list of branches. Market Lens labels each market three ways so a CFO can read the map in one pass - how big the market is, how fast it is growing against every other metro in the country, and what the bank's own position in it looks like over time.

Size tier
Major · Secondary · Small Metro · Micropolitan · Rural
Growth tier
High · Medium · Low - ranked against all 925 US metro areas
Franchise stage
New Entrant · Expanding · Entrenched Leader · Established-Mature · Pulling Back · Limited-Service Foothold
Unit
County, rolled up to CBSA where the market is defined
Vintage
FDIC SOD as of June 30 · Census, BEA, BLS latest release
OP_MKTL_03·Data sources

Four public series.
No black box.

M.01

FDIC SOD

Summary of Deposits - branch-level deposits by county, the spine of the footprint and every share calculation.

M.02

Census

Population and domestic migration by county. Who is arriving, who is leaving, and how fast.

M.03

BEA

GDP and personal income by metro area. Establishes the economic weight behind the deposit base.

M.04

BLS

Employment and labor force. The near-term read on whether a market is tightening or slipping.

OP_MKTL_04·How the brief is guarded

Agentic analysis
you can audit line by line.

Every tier, share, and rank is computed in code from the filed series before the model sees anything. The AI writes the executive brief over those computed values and must cite one for each claim - a guardrail checks each figure against the computed set and drops any claim that does not match. Nothing on the page is a number the model made up. Run it on Pinnacle Financial Partners (81 markets, $96B pro-forma) or ServisFirst Bank (22 markets) and check it yourself.

OP_MKTL_05·Flow

Enter. Map. Brief.

01

Enter a bank

Type a name or FDIC CERT. Market Lens pulls the full branch footprint from the Summary of Deposits.

02

Read the map

A county choropleth with accessible ramps and hatching, ranked market tables with sticky totals, and top-5 competitors per market.

03

Take the brief

An AI executive brief where every claim links to its computed number - and an honest CSV that matches what you just read.

Know the footprint.
Then prove every line of it.

Market Lens replaces the hand-built market study with public-data analysis you can audit - and it sits beside Peer Lens as the footprint half of the picture.